Certificate Of Deposit Rates
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Rates are effective as of today, subject to change without notice and may vary by region. Please call 800-226-5228 or visit a BB&T branch to confirm rates for your area. A penalty may be imposed for early withdrawal from certificates of deposit. Compare our Money Market CD rate with guaranteed yield from PenFed Credit Union. Open a 5 year or 1 year Certificate of Deposit terms and earn high returns from 6 month to 7 year CDs. Protection by FDIC.
Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
CD Rates | APY* | |
---|---|---|
3-month CD | 0.10% | |
6-month CD | 0.20% | |
12-month CD | 0.30% | |
24-month CD | 0.50% | |
36-month CD | 0.60% | |
48-month CD | 0.70% | |
60-month CD | 0.80% | |
Add-On CD Rates | APY* | |
6-month Add-On CD | 0.20% | |
12-month Add-On CD | 0.30% | |
Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa Signature® card. Learn more about our Visa Signature. | ||
*APY = Annual Percentage Yield. |
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.