Ei Direct Deposit
If you receive benefits (Employment Insurance, Canada Pension Plan or Old Age Security benefits) by cheque, or if you recently applied for benefits, you can easily sign up for direct deposit online through My Service Canada Account. Using My Service Canada Account is the most convenient way to register for direct deposit. Direct deposit is an electronic transfer of your weekly Unemployment Insurance payments into your bank checking account. It offers increased convenience and allows you to access your funds via your own bank account. You can have your benefits electronically deposited into your checking account as long as your financial institution participates.
The easy way to get paid electronically Direct deposit is a fast, secure and convenient way to receive payments, an example of this is having your pay cheque deposited directly into your bank account. Online Canada Revenue Agency (CRA) Direct Deposit Enrollment With direct deposit, you'll get faster access to your money. Funds will be deposited directly into your account securely and reliably. You do not need to call or visit your local branch or stop by an ATM to deposit a cheque.
Sign up or modify details for direct deposit
Once you choose an option, the next question or an answer will appear below.
Select your payment for direct deposit:
Canada Emergency Response Benefit (CERB)
Canada Emergency Wage Subsidy (CEWS)
Canada Recovery Benefit (CRB)
Details about how you can apply will be available on October 12, 2020.
Canada Recovery Caregiving Benefit (CRCB)
Information on Canada Recovery Caregiving Benefit (CRCB)Canada Recovery Sickness Benefit (CRSB)
Information on Canada Recovery Sickness Benefit (CRSB)
Canada Pension Plan (CPP) or Old Age Security (OAS)
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for Canada Pension Plan or Old Age Security
- Online:
- Direct deposit with My Service Canada Account
- By phone:
- 1-800‑277‑9914
- By Teletypewriter (TTY):
- 1-800‑255‑4786
- In person:
- At your nearest Service Canada office.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Foreign
Income tax refunds or Canada workers benefit (CWB)
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for direct deposit for Canada Revenue Agency (CRA) payments
- Online:
- Direct deposit with CRA My Account (for individuals)
New
Direct deposit through participating financial institutions - By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Canada workers benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
Foreign
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Goods and services tax (GST)/Harmonized sales tax (HST) credit or provincial equivalent (example: Ontario trillium benefit, Alberta climate leadership adjustment)
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for direct deposit for Canada Revenue Agency (CRA) payments
- Online:
- Direct deposit with CRA My Account (for individuals)
New
Direct deposit through participating financial institutions - By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Canada workers benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
Foreign
Direct deposit for Canada Revenue Agency from abroad
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Canada child benefit (CCB)
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for direct deposit for Canada Revenue Agency (CRA) payments
- Online:
- Direct deposit with CRA My Account (for individuals)
New
Direct deposit through participating financial institutions - By phone:
- 1-800‑959‑8281
- In person:
- Most banks and financial institutions in Canada will be pleased to assist you in completing a single direct deposit enrolment form for one or several of your Government of Canada payments.
- By mail (up to 3 months to process):
- Complete this Canada Direct Deposit enrolment form and send it to the Receiver General for Canada at the address indicated at the bottom of the form.
Enrolling for this payment will automatically enrol you for any other Canada Revenue Agency (CRA) payment(s) you are entitled to receive (Income tax refunds, Canada workers benefit, Canada child benefit, and GST/HST credit or provincial equivalent)
Foreign
The Canada Revenue Agency does not yet issue payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Employment Insurance (EI) benefits and leave
The government announced temporary changes to the Employment Insurance (EI) program to better support Canadians looking for work.
If you are eligible for EI benefits, you will receive a minimum taxable benefit at a rate of $500 per week, or $300 per week for extended parental benefits.
If you do not become eligible for EI, you may be eligible for the proposed new benefits:
Information on Employment Insurance (EI) benefits.Veterans Allowance and Benefits
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for Veterans Allowances and Benefits
- Online:
- Veterans direct deposit online
- By mail:
- Complete this form, veterans direct deposit instructions by mail and send it to the address on the page.
Foreign
Cpp Direct Deposit
Federal public service pension plans
Please select your public service pension plan.
Federal Public Service Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for the Federal Public Service Pension Plan
- By phone:
- 1-800‑561‑7930 (toll-free; Monday to Friday 8 am to 4 pm your local time)
- By email:
- pwgsc.pensioncentre-centredespensions.tpsgc@tpsgc-pwgsc.gc.ca
Foreign
Direct deposit with a foreign bank account for the Federal Public Service Pension Plan
- By phone (collect calls accepted):
- 506‑533‑5800 (Monday to Friday 8 am to 5 pm Atlantic Time)
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
Royal Canadian Mounted Police (RCMP) Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for an Royal Canadian Mounted Police pension plan
- By phone:
- 1-855‑502‑7090
- By email:
- pensioncentrercmp.centredespensionsgrc@tpsgc-pwgsc.gc.ca
Foreign
Direct deposit with a foreign bank account for an Royal Canadian Mounted Police pension plan
- By phone (Outside Canada and the United States):
- 1-506‑533‑5800 (Monday to Friday 8 am to 4 pm)
- By phone (From within Canada or the United States):
- 1-800‑267‑0325 (Monday to Friday 8 am to 4 pm)
- By email:
- pensioncentrercmp.centredespensionsgrc@tpsgc-pwgsc.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
Canadian Armed Forces Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for Canadian Armed Forces pension plans
- By phone:
- 1-800‑267‑0325 (Monday to Friday 8 am to 4 pm)
- By email:
- pensioncentrecaf.centredespensionsfac@tpsgc-pwgsc.gc.ca
Foreign
Direct deposit with a foreign bank account for Canadian Armed Forces pension plans
- By phone (collect calls accepted):
- 613‑946‑1093 (Monday to Friday 8 am to 4 pm EST – excluding statutory holidays)
- By email:
- pensioncentrecaf.centredespensionsfac@tpsgc-pwgsc.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
Judges Pension
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for for judges' pension plans
- By phone:
- 1-877‑583‑4266 (Monday to Friday 8 am to 4 pm)
- By email:
- info@fja-cmf.gc.ca
Foreign
Direct deposit with a foreign bank account for judges' pension plans
- By phone:
- 613‑995‑5140
- By email:
- info@fja-cmf.gc.ca
- By mail:
- Complete the Direct deposit for individuals with a foreign bank account and send it to the address indicated within.
Federal public service pay
Direct deposit for public service pay
Current federal public servants should consult the Public Service Pay Centre for direct deposit issues related to their pay.
Start, amend or stop direct deposit of regular pay.
Canada Ei Direct Deposit
Canadian Government Annuities
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up for direct deposit or change bank information for Canadian Government Annuities
- By phone (Canada and the US):
- 1-800‑561‑7922 (Monday to Friday, 8 am to 4 pm AST)
- By phone (outside North America):
- 1-506‑548‑7972 (call collect; Monday to Friday, 8 am to 4 pm AST)
- By fax:
- 1-506‑548‑7428 (Monday to Friday, 8 am to 4 pm AST)
- By mail:
- Canadian Government Annuities Branch
Employment and Social Development Canada
P.O. Box 12,000
Bathurst NB E2A 4T6
Foreign
Student loans
Apprenticeship grants
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change banking information for apprenticeship grants
- By phone:
- 1-866‑724‑3644
- By TTY:
- 1-866‑909‑9757
Foreign
The apprenticeship grants program does not issue direct deposit payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Canada Premium Savings Bond and Canada Savings Bond
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
Sign up or change bank information for Canada Premium Savings Bonds and Canada Savings Bonds
- Online:
- Bank of Canada direct deposit online
- By mail:
- Complete this Bank of Canada direct deposit form (PDF, 806KB) and send it to the address indicated within.
Foreign
Direct deposit not available abroad
The Bank of Canada does not issue direct deposit payments to foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Indigenous payments, grants and contributions
Are you setting up direct deposit for a business/supplier?
Yes – for a business
No – for me or another individual
Do you want this payment deposited into a Canadian or Foreign bank account?
Canadian
- By mail:
- Complete the Indigenous and Northern Affairs Canada forms and send it to the address indicated within.
Foreign
Direct deposit not available abroad
Indigenous and Northern Affairs Canada does not issue direct deposit payments to individuals with foreign bank accounts.
If you have or can get a Canadian bank account, please use the directions above for direct deposit in Canada.
Businesses and government suppliers
Other payments
You can also find the department that pays you in the departments listing.
You should inform each of your payors immediately if your banking information changes. Some financial institutions offer a service where they do this for you. If the changes are the result of a merger or closure, your financial institution might also contact your payors to inform them.
I received a direct deposit in my account and I don't know what it's for, or who it's from. How can I find out?
Contact your financial institution so they can investigate.
Receiving your payments by direct deposit offers many benefits. It allows you to access your money faster and is more convenient as your payment will not be delayed due to unforeseen circumstances such as bad weather. It is reliable and your payment will always be deposited on time in the bank account that you supply at the time of your enrolment in direct deposit. Direct deposit is secure because your payment cannot be lost or stolen.
Salaries as well as provincial and federal government benefit disbursements or tax returns are examples of payments commonly made through direct deposit.
In the case of Government of Canada payments, you can receive payments such as your income tax refund, benefits and credits such as the Canada child benefit (CCB), the goods and services tax/harmonized sales tax (GST/HST) credit, Canada workers benefit (CWB), and provincial and territorial payments such as the Ontario Trillium Benefit (OTB). If you are eligible to receive it, you can also receive your Canada Emergency Response Benefit payments. For more information, visit: Government of Canada Direct Deposit.
Does direct deposit allow the payor to take money from my bank account?
No. When you enrol in direct deposit, you don't authorize the payor to withdraw money from your bank account. The information you provide can only be used to deposit money into your account.
Direct Deposit For Cra
Does using direct deposit mean the payor can monitor my bank account?
No. By enrolling in direct deposit, you don't give the payor permission to monitor your bank account. The information you provide for direct deposit is protected under the Privacy Act and access to your account is protected by your agreement with your financial institution.
Do I need a computer or Internet access to use direct deposit?
No. You can enrol in and use direct deposit without a computer or Internet access.
For more information, contact your financial institution. Let them know you're signing up for direct deposit and they'll give you the information you need.
Once you've enroled, you can continue to use your financial institution as you normally would: in person, at an ATM, online or over the phone.
I was asked to provide a void cheque in support of a direct deposit request, why?
A payor might also ask you for a void cheque. They do this to verify the accuracy of the information you provide to them. It's safe to give your payor a blank cheque for this purpose. But to protect against fraud, be sure you write 'VOID' across the front of the cheque in ink, and don't sign it.
If you don't have a cheque or if you need help, contact your financial institution. Let them know you're signing up for direct deposit and they'll give you the information you need. Alternatively, many online banking services provide account holders with direct deposit information that you can provide to the payor, including a form you can download and use in place of a void cheque.
Direct deposit is a method of payment where a paying party, such as an employer or government agency, electronically transfers a payment from its bank account into the bank account of the payee.
Direct deposit is a fast, safe and convenient way to receive payments, like having your pay cheque deposited directly into your bank account.
Once the funds are in my account, can a direct deposit be reversed?
Yes. Any errors in direct deposit can be corrected up to three (3) days after the funds are available to you.
Of course, our rules take into account the needs of consumers, businesses and financial institutions. You can refuse an error correction made to a direct deposit within 90 days, as set out in section 35 of Rule F1.
If you notice a suspicious reversal in your account, you should contact your payor for information. If you can't resolve the situation with the payor, and you believe that you are legally entitled to the funds, you can contact your financial institution. Your financial institution may be able to assist you by refusing the error correction. The funds will be withdrawn from the payor's account and returned to your account.
You can open yourself to legal action if you keep funds that don't belong to you.